Billy is COI compliance software built exclusively for commercial construction general contractors, with deep Procore, CMiC and Viewpoint integrations and AI endorsement review. It is a strong fit if your whole business lives inside a construction ERP. If you track vendors across more than construction, or you want published pricing and a free way to test the extraction first, here is the honest comparison and a straightforward Billy alternative.
Last updated July 2026
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Feature by feature, using only what each vendor publishes. Where a vendor publishes nothing, this table says not published rather than guessing.
| Feature | Billy (BuildAP) | COISoftware |
|---|---|---|
| Built for | Commercial construction general contractors | Any business tracking vendor or tenant certificates |
| Certificate review | AI review assistant plus a Certificate Management Team on the managed plan | AI extraction and your own compliance rules |
| Construction ERP integrations | Deep: Procore Side Panel, Autodesk, CMiC, Viewpoint Vista, Sage 300, Sage Intacct, JD Edwards, Acumatica | API and Procore workflow support |
| Documents tracked | COIs, W9s and business licenses, with subcontractor prequalification | COIs, W9s and custom required documents |
| Published pricing | No, quote based | Yes, monthly plans from 49 dollars |
| Free plan | Not published | Yes, free tier |
| Service model | Self service and managed plans | Self serve software |
| Best for | Large construction GCs living inside Procore, CMiC or Viewpoint | Teams that want transparent pricing and to track vendors across any industry |
Compiled from billyforinsurance.com in July 2026. Billy prices by quote, so no cost figure is shown for it. Billy is a trademark of BuildAP, Inc. Vendors change products and pricing, so verify before you buy.
Billy is a specialist, and that cuts both ways. It goes deeper into construction than almost anyone, and it goes nowhere outside it.
Billy describes itself as built for builders, by builders, and it is aimed squarely at commercial construction general contractors. If you are a GC tracking subcontractor certificates that is exactly what you want. If you track vendors for property management, a healthcare system, a bank or a school district, a construction specialist is the wrong shape for the job.
Billy integrates with Procore, Autodesk, CMiC, Viewpoint Vista, Sage 300, Sage Intacct, JD Edwards and Acumatica, and offers a Procore Side Panel. That is a serious construction ERP footprint. Its value depends entirely on whether your team already lives in those systems. Outside construction, most of it does not apply.
There is no price and no free plan on the Billy site. You reach a number through a demo and a proposal. If procurement needs a budget figure before a sales call, or you simply want to try the product first, that is friction a specialist platform tends to keep.
Billy offers a Certificate Management Team of insurance professionals on its managed plan. That is genuinely useful when nobody internally can read an endorsement. If you already have a risk manager or broker, you are paying a second time for judgment you already own.
Billy is recognized for AI that checks whether endorsements are actually present and correct against contract requirements, which is where a lot of construction COI programs fail. Any honest alternative has to match on rules and endorsement checks, not just extraction. This one does.
Without a free plan, you cannot upload your worst certificate on a Tuesday and watch the AI read it. You get a demo and an onboarding. For a smaller GC that just wants tracking working this week, that is more process than the job requires.
If you want the wider field, our best COI tracking software roundup compares eight platforms, and construction buyers usually also weigh COI tracking for general contractors and COI tracking for Procore. Other single vendor deep dives live at myCOI alternative and CertFocus alternative.
Billy makes you commit before you can test it, and only fits if you are a construction GC. COISoftware removes both limits.
Upload an ACORD 25 and the insurer, NAIC number, policy numbers, limits, dates and additional insured status come back in seconds, whether the vendor is a subcontractor, a cleaning crew or a medical courier.
Published monthly plans starting at 49 dollars, a free tier, no annual minimum and no implementation fee. Size the cost before anyone books a demo.
Set minimum limits, required coverages and endorsement wording by vendor type, and every arriving certificate is scored against them automatically, the same check construction programs rely on.
Track subcontractors today and tenants, carriers, suppliers or franchisees tomorrow, without switching to a platform built for one trade.
Reminders at 60, 30 and 15 days go to the vendor, not to your calendar, so a lapse is caught before a crew shows up uninsured.
Produce the compliance record an auditor, insurer or client asks for without rebuilding it from an inbox.
COISoftware reads the ACORD 25 and applies the checks behind certificate of insurance verification, then runs the ongoing monitoring in vendor insurance compliance software. Construction teams can start with subcontractor COI tracking and read subcontractor certificate of insurance requirements for the coverage checklist.
Three questions decide this one quickly.
Billy is built exclusively for commercial construction GCs. If every vendor you track is a subcontractor and your team lives in Procore, CMiC or Viewpoint, Billy fits the workflow tightly. If you track anything outside construction, a specialist platform works against you.
Tip: Answer this first. It settles most of the decision on its own.
Billy can supply a Certificate Management Team of insurance professionals. If nobody internally reads endorsements, that is worth paying for. If you already have a risk manager or broker, self serve software keeps that expertise in house without paying twice.
Billy is sold through a demo, with no published pricing or free plan. COISoftware publishes its pricing and lets you upload your worst certificate free, today. If seeing the extraction work on your own paperwork before you commit matters, that is the deciding difference.
Two straight answers rather than a scorecard that always ends with us winning.
Billy is built exclusively for commercial construction general contractors, with a deep integration stack across Procore, Autodesk, CMiC, Viewpoint Vista, Sage and Acumatica, plus AI endorsement review and an optional Certificate Management Team. If your subcontractor compliance already runs through those systems and you want a specialist that understands construction endorsements, Billy is a natural fit. Construction teams comparing options should also read COI tracking for general contractors.
If you track vendors across more than construction, or you want to see the price and test the AI before you commit, COISoftware is the cleaner fit. It reads any ACORD 25, checks your limit and endorsement rules automatically, chases renewals, and publishes monthly plans with a free tier and no annual minimum. It is a COI tracking system you can stand up this week, and the move off a spreadsheet is covered in manual COI tracking vs software.
Billy is COI compliance software built exclusively for commercial construction general contractors, and a trademark of BuildAP, Inc. It automates certificate collection, checks endorsements against contract requirements with an AI review assistant, and integrates deeply with construction systems including Procore, CMiC and Viewpoint Vista. It offers self service and managed plans, with a Certificate Management Team on the managed tier.
Billy does not publish pricing. It quotes based on your needs and plan tier and routes buyers through a demo first. There is no published free plan. If a comparison article shows a specific monthly Billy price, it comes from a review site or user report, not the vendor, so confirm it directly.
If you want published pricing, a free tier and the ability to track vendors across any industry rather than construction alone, COISoftware is a direct alternative. It reads any ACORD 25 with AI, checks your limit and endorsement rules automatically and chases renewals, with monthly plans from 49 dollars and no annual minimum or setup fee.
Yes, Billy positions itself as built exclusively for commercial construction general contractors, with integrations and trade support aimed at that market. That focus is a strength for GCs and a poor fit for anyone tracking certificates outside construction, such as property managers, healthcare systems, banks or schools.
Billy does not publish a free plan or free trial on its site; it is sold through a demo and a proposal. If testing extraction and rule checking on your own certificates before you commit matters, COISoftware has a free tier built for exactly that.
Yes. You set required coverages, minimum limits and endorsement wording by vendor type, and every arriving certificate is scored against those rules automatically, including whether the additional insured and waiver of subrogation endorsements you require are present. That is the same endorsement problem construction programs use Billy to solve.
