Which Vendors Need a Certificate of Insurance?
Which vendors need a certificate of insurance, which can be lower risk, when to require a COI, and what coverage to ask for before any vendor starts work.
Read articlePractical guides on certificate of insurance tracking, ACORD 25 review, endorsements, and vendor compliance.
Which vendors need a certificate of insurance, which can be lower risk, when to require a COI, and what coverage to ask for before any vendor starts work.
Read articleCertificate of insurance vs proof of insurance: what each one is, how a COI, an ACORD 25 and a declarations page differ, and how to verify a vendor is covered.
Read articleA vendor onboarding checklist for insurance, W9 and compliance documents. What to collect, what to verify, and the 2026 1099 threshold change to plan for.
Read articlePrimary and noncontributory means the vendor policy pays first without tapping yours. What it means, the CG 20 01 endorsement, and how to verify it on a COI.
Read articleCG 20 10 covers ongoing operations and CG 20 37 covers completed operations. Why contracts require both, what the 12 19 edition says, and how to verify them.
Read articleWhat a waiver of subrogation on a certificate of insurance means, why contracts require it, blanket vs scheduled, cost, and how to verify it is in place.
Read articleLearn how to read a certificate of insurance step by step: the ACORD 25 boxes, coverage limits, additional insured status, dates and how to spot a red flag.
Read articleVendor credentialing clears a vendor for access. COI tracking verifies insurance. What each covers, who needs both, and where the insurance layer breaks.
Read articleHow long to keep certificates of insurance: at least 5 to 7 years after the contract ends, and far longer for subcontractor COIs with completed operations.
Read articleA COI proves a vendor carries insurance. A W-9 gives you their taxpayer ID. Here is the difference, who needs each, and the 2026 1099 threshold change.
Read articleNo credit card required. New accounts start with a one-time demo of 10 documents.
Start tracking vendor certificates of insurance and never miss an expiration.
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