Practical guides on certificate of insurance tracking, ACORD 25 review, endorsements, and vendor compliance.
A certificate of insurance covers nothing by itself. Here is what the ACORD 25 actually shows, what it does not, and the four checks that make it meaningful.
Read articleACORD 25 OCR reads the carrier, limits, dates and endorsements off a certificate automatically, so no one keys them by hand. Here is how to automate it.
Read articleEvidence of insurance (ACORD 27, 28) proves property coverage to a party with a direct interest like a lender. A certificate of insurance (ACORD 25) does not.
Read articleWhich COI software integrations actually save time, how to tell a real sync from a CSV export, and the four questions to ask on a demo before you sign.
Read articleDo independent contractors need a certificate of insurance? Not by law, but by contract almost always. What to require, why it matters, and the 1099 connection.
Read articleWho is responsible for tracking certificates of insurance? Usually the party whose contract requires the coverage. How the duty lands by role, and who owns it.
Read articleInsurance binder vs certificate of insurance: a binder is temporary coverage, a COI summarizes an existing policy. How they differ and when to accept each.
Read articleCOI management best practices: set requirements per vendor, verify limits and endorsements, track expirations and automate renewals. A practical 2026 checklist.
Read articleLoss payee vs additional insured on a certificate of insurance: one protects property value, the other protects against liability lawsuits. When to use each.
Read articleCertificate of insurance vs proof of insurance: what each one is, how a COI, an ACORD 25 and a declarations page differ, and how to verify a vendor is covered.
Read articleNo credit card required. New accounts start with a one-time demo of 10 documents.
Start tracking vendor certificates of insurance and never miss an expiration.
USD
per month
per month
$288 charged today
One shared monthly allowance. Spend it on either model, or mix: 1 Pro AI certificate = 5 Base AI certificates. A certificate counts as one, whatever its page count.
| Base AI Faster | 2,500 certificates |
| Pro AI Best accuracy | 500 certificates |
Four times the monthly certificate allowance and four times the Smart Reports.
USD
per month
per month
$888 charged today
One shared monthly allowance. Spend it on either model, or mix: 1 Pro AI certificate = 5 Base AI certificates. A certificate counts as one, whatever its page count.
| Base AI Faster | 10,000 certificates |
| Pro AI Best accuracy | 2,000 certificates |
The largest certificate allowances, API access and the most Smart Reports.
USD
per month
per month
$ charged today
Two separate monthly allowances, one per AI model. Certificates read with Base AI count only toward the Base AI allowance, and certificates read with Pro AI only toward the Pro AI allowance. A certificate counts as one, whatever its page count.
| Base AI Faster | certificates |
| Pro AI Best accuracy | certificates |
Double the Pro 350K allowances for the largest certificate programs.
USD
per month
$59,880 charged today
