Practical guides on certificate of insurance tracking, ACORD 25 review, endorsements, and vendor compliance.
Most vendors should carry $1M per occurrence and $2M aggregate general liability at minimum. How to set insurance limits by vendor type, with a requirements table.
Read articleACORD 25 OCR reads the carrier, limits, dates and endorsements off a certificate automatically, so no one keys them by hand. Here is how to automate it.
Read articleEvidence of insurance (ACORD 27, 28) proves property coverage to a party with a direct interest like a lender. A certificate of insurance (ACORD 25) does not.
Read articleWhich COI software integrations actually save time, how to tell a real sync from a CSV export, and the four questions to ask on a demo before you sign.
Read articleA blanket waiver of subrogation endorsement waives recovery against any party your contract requires. Form numbers, comp cost and the 2019 CG 24 04 trap.
Read articleQuickBooks Online has no native COI tracking. Here is what QuickBooks Desktop does, the three QBO workarounds bookkeepers use, and where each one breaks down.
Read articleCOI compliance means every vendor you work with carries the insurance your contract requires, verified and current. Here is what it means, who owns it, and how to keep it.
Read articleAvetta and ISNetworld are the two big contractor prequalification networks. Here is how they compare on cost, industries and model, and when plain COI tracking is enough.
Read articleDo independent contractors need a certificate of insurance? Not by law, but by contract almost always. What to require, why it matters, and the 1099 connection.
Read articleWho is responsible for tracking certificates of insurance? Usually the party whose contract requires the coverage. How the duty lands by role, and who owns it.
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