myCOI Pricing and What illumend Costs in 2026
myCOI does not publish pricing and is now illumend, whose site has no pricing page. See what the COI category actually publishes and what to ask on the call.
Read articlePractical guides on certificate of insurance tracking, ACORD 25 review, endorsements, and vendor compliance.
myCOI does not publish pricing and is now illumend, whose site has no pricing page. See what the COI category actually publishes and what to ask on the call.
Read articleWhich COI platforms actually read the endorsement pages behind the certificate, what endorsement checking costs where a vendor publishes the price, and the three questions to ask in the demo.
Read articleEvident is the only platform that prices endorsement checking as a separate tier. Most rivals do not publish a price. A procurement-focused comparison on requirement tiers, endorsement verification and cost.
Read articleThe ACORD 101 is the Additional Remarks Schedule attached to a certificate of insurance. What goes on it, whether it is binding, and how to review one.
Read articleCertificate of insurance cost explained: the COI document itself is free, but the policy, endorsements and limits behind it are what you actually pay for.
Read articleBuilders risk rarely belongs on a subcontractor's ACORD 25. What it covers, who buys it, why it shows on an ACORD 24, and what to actually require.
Read articleEach occurrence is the cap on a single claim; the aggregate is the cap on all claims in the policy year. What the difference means when you verify a COI.
Read articleCertificate of insurance requirements are not set by state, but the coverage behind the certificate is. What varies by state and how to track it.
Read articleMost US contracts require vendors to carry insurance rated A- VII or better by AM Best. Here is what the rating means, where to find it on an ACORD 25, and how to write the clause.
Read articleThe documents every subcontractor must clear before starting work: signed contract, verified COI with real endorsements, workers comp, W-9 and license. Plus how to verify each.
Read articleNo credit card required. New accounts start with a one-time demo of 10 documents.
Start tracking vendor certificates of insurance and never miss an expiration.
USD
per month
per month
$288 charged today
One shared monthly allowance. Spend it on either model, or mix: 1 Pro AI certificate = 5 Base AI certificates. A certificate counts as one, whatever its page count.
| Base AI Faster | 2,500 certificates |
| Pro AI Best accuracy | 500 certificates |
Four times the monthly certificate allowance and four times the Smart Reports.
USD
per month
per month
$888 charged today
One shared monthly allowance. Spend it on either model, or mix: 1 Pro AI certificate = 5 Base AI certificates. A certificate counts as one, whatever its page count.
| Base AI Faster | 10,000 certificates |
| Pro AI Best accuracy | 2,000 certificates |
The largest certificate allowances, API access and the most Smart Reports.
USD
per month
per month
$ charged today
Two separate monthly allowances, one per AI model. Certificates read with Base AI count only toward the Base AI allowance, and certificates read with Pro AI only toward the Pro AI allowance. A certificate counts as one, whatever its page count.
| Base AI Faster | certificates |
| Pro AI Best accuracy | certificates |
Double the Pro 350K allowances for the largest certificate programs.
USD
per month
$59,880 charged today