Practical guides on certificate of insurance tracking, ACORD 25 review, endorsements, and vendor compliance.
Vendor credentialing clears a vendor for access. COI tracking verifies insurance. What each covers, who needs both, and where the insurance layer breaks.
Read articleHow long to keep certificates of insurance: at least 5 to 7 years after the contract ends, and far longer for subcontractor COIs with completed operations.
Read articleA COI proves a vendor carries insurance. A W-9 gives you their taxpayer ID. Here is the difference, who needs each, and the 2026 1099 threshold change.
Read articleWhen a vendor's insurance expires, the exposure moves to you. Here is who pays, why a mid term cancellation is worse, and what to do the day you find out.
Read articleManual COI tracking works until it does not. Here is what it really costs in hours and risk, the exact point a spreadsheet breaks, and what software automates.
Read articleSoftware you run, or a service that reviews certificates for you? Here is the honest cost and control tradeoff, and the question that decides it in minutes.
Read articleSolar installers need general liability with completed operations, workers compensation, commercial auto, and often professional liability. Here is what each covers, why completed operations matters most, and what owners and lenders require on the COI.
Read articleA practical process for churches: collect certificates from facility renters, contractors and vendors, verify the coverage that matters, confirm the church as additional insured, and keep it current across a busy building calendar.
Read articleMoving companies need commercial auto, motor truck cargo, general liability, workers comp, and warehouse legal liability for stored goods. Here is what each covers and why buildings require a COI.
Read articleCollect a certificate of insurance at onboarding and at each renewal, timed to each vendor's expiration date. A fixed annual schedule is not enough.
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