Practical guides on certificate of insurance tracking, ACORD 25 review, endorsements, and vendor compliance.
A vendor onboarding checklist for insurance, W9 and compliance documents. What to collect, what to verify, and the 2026 1099 threshold change to plan for.
Read articleCG 20 10 covers ongoing operations and CG 20 37 covers completed operations. Why contracts require both, what the 12 19 edition says, and how to verify them.
Read articleVendor credentialing clears a vendor for access. COI tracking verifies insurance. What each covers, who needs both, and where the insurance layer breaks.
Read articleHow long to keep certificates of insurance: at least 5 to 7 years after the contract ends, and far longer for subcontractor COIs with completed operations.
Read articleA COI proves a vendor carries insurance. A W-9 gives you their taxpayer ID. Here is the difference, who needs each, and the 2026 1099 threshold change.
Read articleWhen a vendor's insurance expires, the exposure moves to you. Here is who pays, why a mid term cancellation is worse, and what to do the day you find out.
Read articleCollect a certificate of insurance at onboarding and at each renewal, timed to each vendor's expiration date. A fixed annual schedule is not enough.
Read articleYes, AI can read a certificate of insurance. AI extracts ACORD 25 coverage, limits and dates automatically and checks them against your requirements.
Read articleA plain-English guide to wrap-up insurance for construction projects: what an OCIP and a CCIP are, how they differ, what the wrap does not cover, and why you still track certificates of insurance on a wrap-up job.
Read articleA COI is good for as long as the policy behind it, normally one year, and expires on the date printed on it. Here is when it lapses and when to request a renewal.
Read articleNo credit card required. New accounts start with a one-time demo of 10 documents.
Start tracking vendor certificates of insurance and never miss an expiration.
USD
per month
per month
$288 charged today
One shared monthly allowance. Spend it on either model, or mix: 1 Pro AI certificate = 5 Base AI certificates. A certificate counts as one, whatever its page count.
| Base AI Faster | 2,500 certificates |
| Pro AI Best accuracy | 500 certificates |
Four times the monthly certificate allowance and four times the Smart Reports.
USD
per month
per month
$888 charged today
One shared monthly allowance. Spend it on either model, or mix: 1 Pro AI certificate = 5 Base AI certificates. A certificate counts as one, whatever its page count.
| Base AI Faster | 10,000 certificates |
| Pro AI Best accuracy | 2,000 certificates |
The largest certificate allowances, API access and the most Smart Reports.
USD
per month
per month
$ charged today
Two separate monthly allowances, one per AI model. Certificates read with Base AI count only toward the Base AI allowance, and certificates read with Pro AI only toward the Pro AI allowance. A certificate counts as one, whatever its page count.
| Base AI Faster | certificates |
| Pro AI Best accuracy | certificates |
Double the Pro 350K allowances for the largest certificate programs.
USD
per month
$59,880 charged today
