TrustLayer vs Evident: COI Tracking Software Compared

Last updated August 2026.

The short answer: Evident publishes its prices and TrustLayer does not. Evident lists $15 per vendor per year for Essential and $25 per vendor per year for Pro, billed annually, with Enterprise quoted. TrustLayer has no public pricing page and the major review directories record its pricing as not provided by the vendor. That single difference decides most of these evaluations, because per vendor pricing is easy to model against your vendor count and a quoted price is not.

TrustLayer vs Evident at a glance

Both platforms do the same core job: collect certificates of insurance from your vendors, read them, check them against requirements you define, and chase the ones that fail or expire. They diverge on how they are sold, how deep the insurance verification goes at each price point, and what else they check besides insurance.

Everything in that table comes from each vendor published material as of August 2026. Neither company was asked to review it, and pricing changes, so check the current pages before you sign anything.

How much does Evident cost?

Evident publishes three tiers. Essential is $15 per vendor per year and includes basic insurance verification, unlimited users and documents, a branded vendor portal, basic risk profile recommendations and basic admin and reporting. Pro is $25 per vendor per year and adds advanced insurance verification covering endorsements, collateral and additional insurance types, contract collection, advanced risk profile templates, finer user permissions and a dedicated customer success manager. Enterprise is quoted and adds contract verification forms, background and motor vehicle and credential checks, AI contract risk assessment, single sign on, API access and custom integrations. The pricing page notes that the standard list rate is shown and that volume based discounts are available.

Per vendor pricing has a property worth understanding before you like it. It is cheap when you have forty vendors and it is not cheap when you have four hundred. At the Essential rate, 100 vendors is $1,500 a year, 300 vendors is $4,500 a year and 1,000 vendors is $15,000 a year before any volume discount. On Pro those figures are $2,500, $7,500 and $25,000. If your vendor list grows, your compliance software bill grows with it whether or not your team got any bigger.

How much does TrustLayer cost?

TrustLayer does not publish pricing. There is no public pricing page, and G2, Capterra, GetApp and Software Advice all record pricing as not supplied by the vendor. You get a number by talking to sales, and the number depends on your vendor count, the modules you take and whether a broker is involved in the deal.

That is not unusual in this category. Of the platforms we track for the COI tracking software pricing comparison, only a minority publish anything at all. It does mean the two products cannot be compared on price directly, and that any TrustLayer figure you see quoted on a third party blog should be treated as an estimate written by somebody who is not TrustLayer.

What is the difference between TrustLayer and Evident?

Three differences matter in practice.

Breadth of document type. TrustLayer tracks surety bonds and business and professional licenses alongside certificates, which suits general contractors and specialty trades who need a bond on file as often as a COI. Evident goes wider in a different direction, toward identity and background: motor vehicle records, credential verification and background checks sit on the higher tiers. If you are onboarding drivers or licensed professionals, that matters. If you are onboarding subcontractors, the bond and license coverage matters more.

Where endorsement checking lives. This is the one that catches buyers out. Evident lists endorsement verification as part of advanced insurance verification on the Pro tier, which means the $15 Essential plan is checking the face of the certificate rather than the endorsement pages behind it. Endorsements are where compliance actually fails. A vendor with a ticked ADDL INSD column and no CG 20 37 has a completed operations gap that a face value check will pass. If you are pricing Essential against a competitor, you are pricing a shallower product. Read the additional insured wording on a certificate of insurance before you decide how deep you need to go, because the wording in the Description of Operations box is exactly the part a basic check skips.

How you buy. TrustLayer built a serious broker and partner channel, and a lot of TrustLayer deployments arrive through the customer insurance broker rather than through a direct software purchase. That can be genuinely convenient, and it can also mean your compliance data lives in a system your broker introduced and helps administer. Evident sells direct and offers managed services as an add-on. Neither model is better in the abstract, but they produce different renewal conversations.

Does TrustLayer integrate with Procore?

Yes. TrustLayer announced a Procore integration in 2021 that syncs subcontractor compliance status into Procore, so project teams can see whether a company has satisfied its insurance requirements before committing work. TrustLayer also publishes a platform API and a developer portal for building your own connections. Evident lists API access and custom integrations on its Enterprise tier and does not publish a named Procore connector. For a construction company that runs Procore as the system of record, that is a real point in TrustLayer favor, and it is worth confirming the current state of the integration directly rather than trusting a 2021 press release.

Which one is better for construction?

On the published evidence, TrustLayer fits construction more naturally. Surety bond tracking, license tracking and the Procore integration all point at general contractors and subcontractor compliance. Evident fits organizations whose vendor risk is about people and credentials as much as insurance: franchisors, delivery and logistics networks, facilities operators with licensed trades on site.

The honest caveat is that both products will handle a straightforward subcontractor COI program competently. The differentiators only start to matter at the edges: when you need a bond on file, when you need a driver record checked, when a project management system has to know compliance status in real time.

Where both platforms cost more than they look

Per vendor pricing and quoted pricing hide the same thing, which is that the cost of a COI program is not only the license. It is also the hours your team spends chasing documents, the hours spent reading endorsement pages, and the exposure you carry when a certificate passes review and should not have. A platform that is cheap per vendor but checks only the face of the certificate can cost more than a more expensive one that reads the endorsements, because the failure it lets through is the expensive event.

It is also worth separating the compliance problem from the sourcing problem. Both tools begin after you have already chosen who you are working with. Sourcing new suppliers is a different job with different software, and your compliance queue only ever sees the vendors somebody already picked.

How we compare

COISoftware publishes its prices: $49 a month on Starter and $149 a month on Plus, or $288 and $888 a year when billed annually. That is a flat monthly fee rather than a per vendor rate, which is the cheaper shape once your vendor list runs past roughly forty to sixty vendors and the more expensive shape below that. We read the endorsement pages, not just the certificate face, at every tier. We do not do background checks, motor vehicle records or credential verification, and we do not track surety bonds as a first class document type, so if those are requirements then Evident and TrustLayer respectively are the better fit and we would rather say so than sell you the wrong thing.

If you are still building a shortlist, the best COI tracking software roundup covers sixteen platforms with the same honesty, and the individual TrustLayer alternative and Evident alternative pages go deeper on each one.

How to run the evaluation

Four things settle it faster than a feature matrix.

Ask both vendors to process the same ten certificates from your actual file, including the two worst ones. Ask specifically what happens when a certificate says additional insured as required by written contract and no endorsement page is attached, because that is the most common real world case and the answers differ. Get the price in writing against your real vendor count, including year two, since per vendor pricing moves with your vendor list. Confirm which tier includes endorsement checking, in writing, before you compare any two numbers.

Pricing and features on this page were checked against each vendor published pages in August 2026 and will drift. Verify current figures with the vendor before making a decision.